Answer:
Having money is a great and essential tool to have in the modern world. Spending money can be useful in many ways. For one, it allows you to purchase and enjoy items that you want and that you find useful to yourself as well as treat friends and family to gifts. Spending money also helps you get acquainted with how much you feel comfortable spending and helps you decide how much is too much when it comes to spending. On the other hand, saving money could also be beneficial for a number of reasons. Saving helps you collect money so you can learn how to make more responsible decisions with it. Additionally, saving your money can benefit self control and eliminate impulses to buy things that you won't end up using, Overall, spending and saving money have their pros and cons, and your decision depends on your goals and lifestyle,
Step-by-step explanation: