Answer:
Unemployment insurance and life insurance
Step-by-step explanation:
Insurance is needed in-order to prevent any unforseen circumstances or experiences which maybe injurious to the individual in question. This insurance would help to offset any expenses encountered when the unexpected events happened.
In the case of Evan and Rosa, Evan would need to take a life insurance since he is working as a truck driver (a dangerous work prone to accident) while the wife, Rosa would take an unemployment insurance since she is temporary unemployed at the moment.